Implementation of Salam Contract in Islamic Financial Institutions(Case Study at BMT UGT Nusantara Capem Socah)
Implementasi Akad Salam pada Lembaga Keuagan Syariah(Studi Kasus di BMT UGT Nusantara Capem Socah)
Keywords:
salam contract, sale and purchase, Islamic financial institutionsAbstract
Along with the times, the practice of buying and selling in Indonesia has evolved from customary practices to contemporary practices. starting with exchanging goods for other goods (ba'i Al muqayyadah) to the existence of various transactions such as today, one of which is the sale and purchase of salam which is the sale and purchase of ordered goods with certain specifications with payment to be made in advance. this article is written to find out how the implementation of salam contracts in LKS using descriptive qualitative research methods. Due to several dangers associated with salam financing, this contract has not been implemented in Indonesia by Baitul Maal Wattamwil (BMT) or Islamic banking. For Islamic financial institutions to benefit from offering salam products, they need a plan. The results obtained show that the salam contract in Islamic Financial Institutions has not been widely adopted, but to optimize the application of the salam contract in LKS, it can be done in several ways such as providing education and training, strategy development, supervision and risk management and collaboration with orders.
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