Jhody Wiraputra, Ridwansyah, Yulia Andriani, and Palupi Pratiwi. “The Role of Social Performance, Governance System and Spiritual Compliance in Improving the Financial Performance of Sharia Commercial Banks in Indonesia”. Al-Muamalah: Jurnal Ekonomi Islam, Filantropi dan Perbankan Syariah 2, no. 2 (November 30, 2025): 179–203. Accessed April 23, 2026. https://journal.syamilahpublishing.com/muamalah/article/view/542.