Cindi Safitri, و Anggun Okta Fitri. "Innovation of Islamic Financial Products and Services in the Digital". Al-Muamalah: Jurnal Ekonomi Islam, Filantropi dan Perbankan Syariah 2, no. 1 (يونيو 16, 2025): 97–108. تاريخ الوصول نوفمبر 4, 2026. https://journal.syamilahpublishing.com/muamalah/article/view/443.