Cindi Safitri, and Anggun Okta Fitri. “Innovation of Islamic Financial Products and Services in the Digital”. Al-Muamalah: Jurnal Ekonomi Islam, Filantropi Dan Perbankan Syariah, vol. 2, no. 1, June 2025, pp. 97-108, https://journal.syamilahpublishing.com/muamalah/article/view/443.